Comparing UK 0% credit cards online since 2002
Welcome to 0% Credit Card Expert. As an independent website, we are free to use, and provide a credit card comparison table for every 0% credit card that is currently available online, in the UK.
0% credit cards are credit cards which offer new customers an introductory 0% offer. This is where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period. This introductory offer can be for up to 32 months.
After the 0% promotional period has ended, the credit card company will then charge interest on any outstanding amount remaining on the card. This standard interest rate, will often be a representative 24.9% APR variable, and can be higher.
Credit Card Articles
£3000 Credit Card Limit
Updated: March 28, 2025
Which credit cards are more likely to give a £3000 credit card limit to new customers, in the UK? Is a £2000 credit card limit easier to get? Or is a credit card with 3000 limit now more common, in 2025?
In the UK, a 3000 credit card limit, allows you to spend up to £3000 using your card.
Many UK customers would like to make a balance transfer from their existing credit card. A £3000 …. Read More »
Interest Free Credit Cards
Updated: March 25, 2025
Interest free credit cards in the UK, are those cards which offer new customers an introductory 0% offer. During this introductory 0% offer period you will pay no interest, provided you make your regular monthly payments on time.
All of the monthly payments an interest free credit card customer makes, during the 0% introductory offer period, will reduce their overall debt.
All of your repayments will be used to reduce your outstanding balance. None …. Read More »
Read More Credit Card Articles >>
Credit Card News
0% NatWest Credit Card
Updated: April 2, 2025
What are the current 0% NatWest credit card offers and deals, for UK customers?
For many years, NatWest credit card offers were unavailable to UK customers looking for a new credit card with a 0% introductory deal.
NatWest, had previously announced that the bank would no longer offer 0% introductory offers to new customers. This decision was made back in 2014, by parent company RBS.
The bank said at that time, that all the existing NatWest 0 credit …. Read More »
M and S Credit Card
Updated: March 25, 2025
The M and S credit card range currently offers a choice of different M and S card deals for UK customers.
The M&S Transfer Plus card is the M&S credit card for customers who are looking to make a balance transfer. This Marks and Spencer credit card has one of the longest 0% introductory offer on balance transfers, available in the UK. This M & S credit card also has a 0% offer on purchases …. Read More »
Read More Credit Card News >>
Credit Card Questions
Credit Card Minimum Payment?
Updated: March 28, 2025
What is a credit card minimum payment? How much is a typical minimum credit card payment in the UK, in 2025? How is the minimum payment calculated on a 0 credit card?
All of the questions above, are ones that we have seen many UK credit card customers looking for answers on, over recent months. Questions on this topic have also been increasing recently, due to the current cost of living crisis. This has led …. Read More »
Credit Card Companies
Updated: March 19, 2025
Who are the main credit card companies, and credit card providers in the UK? Is there a UK credit card list? Is there a list of British credit card companies?
We see all of these types of questions, regularly, as UK card customers look for details about the banks, and the credit card providers currently operating in the UK card market.
Ten years ago, there were over 140 UK credit cards available with 0% introductory …. Read More »
