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UK 0% Credit Cards

0 Credit Card

Welcome to 0% Credit Card Expert. As an independent website, we are free to use, and provide a credit card comparison table for every 0% credit card that is currently available online, in the UK.

0% credit cards are credit cards which offer new customers an introductory 0% offer. This is where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period. This introductory offer can be for up to 32 months.

After the 0% promotional period has ended, the credit card company will then charge interest on any outstanding amount remaining on the card. This standard interest rate, will often be a representative 24.9% APR variable, and can be higher.


Credit Card Articles

£10000 Credit Card Limit

Updated: April 4, 2025

10000 Credit Card Limit

Can you get a £10000 credit card limit when you apply for a new credit card, in the UK? Is a 10k credit card limit quite common? Or is a lower £8000 credit card limit, perhaps the more likely outcome now, in 2025?

Over recent months and years, we have seen many UK card customers looking for answers, to questions about a £10000 credit card limit.

As you may know, due to the current cost …. Read More »

0 Interest Credit Cards

Updated: April 4, 2025

0 Interest Credit Cards

0 interest credit cards in the UK are those credit cards which have 0% introductory offers available for new customers.

These 0 interest credit cards may have a long 0% introductory offer available on purchases, or on balance transfers. A small number of UK cards will have equal length 0% introductory offers available on both purchases, and on balance transfers.

After any 0% introductory offer on a 0 interest credit card has ended, then the …. Read More »

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Credit Card News

0% NatWest Credit Card

Updated: April 2, 2025

0% NatWest Credit Card

What are the current 0% NatWest credit card offers and deals, for UK customers?

For many years, NatWest credit card offers were unavailable to UK customers looking for a new credit card with a 0% introductory deal.

NatWest, had previously announced that the bank would no longer offer 0% introductory offers to new customers. This decision was made back in 2014, by parent company RBS.

The bank said at that time, that all the existing NatWest 0 credit …. Read More »

M and S Credit Card

Updated: March 25, 2025

M & S Credit Card

The M and S credit card range currently offers a choice of different M and S card deals for UK customers.

The M&S Transfer Plus card is the M&S credit card for customers who are looking to make a balance transfer. This Marks and Spencer credit card has one of the longest 0% introductory offer on balance transfers, available in the UK. This M & S credit card also has a 0% offer on purchases …. Read More »

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Credit Card Questions

Credit Card Minimum Payment?

Updated: March 28, 2025

Minimum Credit Card Payment

What is a credit card minimum payment? How much is a typical minimum credit card payment in the UK, in 2025? How is the minimum payment calculated on a 0 credit card?

All of the questions above, are ones that we have seen many UK credit card customers looking for answers on, over recent months. Questions on this topic have also been increasing recently, due to the current cost of living crisis. This has led …. Read More »

Credit Card Companies

Updated: March 19, 2025

Credit Card Companies UK

Who are the main credit card companies, and credit card providers in the UK? Is there a UK credit card list? Is there a list of British credit card companies?

We see all of these types of questions, regularly, as UK card customers look for details about the banks, and the credit card providers currently operating in the UK card market.

Ten years ago, there were over 140 UK credit cards available with 0% introductory …. Read More »

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