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Welcome to Balance Transfer Expert. We are an independent, free to use website, providing a comparison service for every 0% balance transfer credit card currently available online, in the UK.

Balance Transfer

Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance, from your current credit card to a new credit card. Typically, the balance transfer is made to a new credit card that charges 0% interest on the balance, for a limited time introductory period.

After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card, at a higher standard rate of interest. This standard rate will often be a representative 24.9% APR variable and can be higher.

When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money, by paying no interest during the 0% introductory period.


Balance Transfer Articles

Barclaycard Existing Customer Offers

Updated: April 4, 2025

Barclaycard Balance Transfer Offers For Existing Customers

What are the current Barclaycard existing customer offers in 2025? What are the Barclaycard balance transfer offers for existing customers, in the UK? Are there any Barclaycard promotional offers for existing customers?

We see all of these types of questions regularly. Barclaycard existing customer offers are balance transfer deals for customers, who already have a Barclaycard credit card.

Barclaycard offers are currently available on their range of credit cards, with a number of different introductory …. Read More »

£2000 Credit Card Limit

Updated: March 28, 2025

Credit Card 2000 Limit

Which credit cards are the most likely to give a £2000 credit card limit to new UK customers, in 2025?

A credit card with a 2000 limit allows you to spend up to a total of £2000, using your card.

This £2000 credit limit can allow you to make a reasonably large purchase. For example, you could buy a new larger TV, or pay for a family holiday, using your card.

When the card has …. Read More »

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Balance Transfer News

NatWest Balance Transfer

Updated: April 2, 2025

NatWest Balance Transfer

What are the current NatWest balance transfer credit card offers for UK customers?

There is now a NatWest 0% balance transfer credit card available, once again, in the UK credit card market.

Previously, NatWest had removed all of their 0% introductory transfer offers on their credit cards. The NatWest 0% balance transfers were all removed, back in early 2014. This was at the same time as parent company RBS, removed their own 0% introductory RBS …. Read More »

RBS Balance Transfer Offers

Updated: March 25, 2025

RBS Balance Transfer Offers

What are the current RBS balance transfer offers for UK customers, in 2025?

For a long time Royal Bank of Scotland did not offer 0% introductory rates on any of their credit cards. The previous 0% RBS balance transfer offers were removed way back in March 2014.

RBS had stated then, that they would no longer offer 0% introductory offers on any of the RBS credit cards to either new, or existing customers.

RBS Balance Transfer Credit …. Read More »

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Balance Transfer Questions

Sainsbury’s Balance Transfer

Updated: April 4, 2025

Sainsburys Credit Card Balance Transfer

What are the current Sainsbury’s balance transfer offers? Are there any Sainsbury’s bank balance transfer offers for existing customers?

These are both popular questions that we see UK customers asking on a regular basis about the Sainsbury’s balance transfer credit card.

The Sainsburys balance transfer credit card, at one time, had one of the longest balance transfer offers available in the UK. However, the card’s 0% introductory offers, were reduced in length several times, over …. Read More »

Can I Balance Transfer My Wife’s Credit Card To Mine?

Updated: March 28, 2025

Transfer Wife's Credit Card

Can I balance transfer my wife’s credit card to mine? Can I transfer my wife’s balance to my credit card, in the UK? And, can I transfer my wife’s credit card balance to mine?

We see all of the above questions, and many variations of the above, on a regular basis. Many husbands and wives in the UK have questions about making a balance transfer between their UK credit cards.

A balance transfer is where …. Read More »

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